SSLCommerz-Style Multi-Method Aggregator

Accept All Payments
in One Unified Gateway

Collect payments directly through platform-secured bKash, Nagad, Rocket, International Cards, USDT, and Binance Pay. Automated instant verification, transparent package commissions, and rapid merchant settlement payouts.

bKash Live Nagad Live Rocket Live Cards (Demo) Crypto & Binance

Platform Escrow Flow Instant Auto-Verification 256-Bit TLS Protected

SMS Sync Pay Checkout

ShopBD Electronics Ltd.

Live

Total Payable

৳500.00

Order: ORD-DEMO-99 • Fee: ৳12.50

bKash Instant

Nagad Instant

Card Demo

Platform bKash Number: Aggregator

01712345678 Personal

Processed Volume

৳13,466.00

100% Reconciled

Verified Transactions

13+

Instant Verified

Supported Methods

6 Gateways

MFS, Card & Crypto

Average Verification

3.2s

Instant Auto-Reconciliation

Multi-Channel Support

Every Payment Option Your Customers Use

From rural Bangladesh to global buyers, give your customers flexible ways to pay while all funds settle into your central wallet.

Live Auto-Sync

bKash Send Money

Personal & Agent account synchronization. Customers transfer to the platform number, and the TrxID is instantly verified in real time.

Match Rate: 99.9% bKash Verified

Live Auto-Sync

Nagad Digital Payment

Bangladesh Post Office digital wallet support. Automated instant verification of Nagad transactions with zero manual delay.

Speed: ~3 Seconds Nagad Verified

Live Auto-Sync

DBBL Rocket (16216)

Direct integration with Dutch-Bangla Bank Rocket gateway. Verifies DBBL 12-digit transaction identifiers seamlessly in real time.

Dutch-Bangla Bank Rocket Verified

Interactive Demo

Credit & Debit Cards

Visa, Mastercard, and Amex simulation. Interactive form with live brand detection, Luhn formatting, and instant sandbox approval using test card numbers.

Test Card: 4242... Demo Gateway

Manual Review

Crypto Pay (USDT / BTC)

Platform wallet address with dynamic client-side QR codes. Automatic USD/BDT quote calculation and transaction hash review queue for super admin.

TRC-20 & Bitcoin On-Chain Hash

Manual Review

Binance Pay Gateway

Zero gas fees with Binance Pay ID & QR code. Customers submit their Pay order reference or TXID, instantly tracked in the administration review queue.

Binance User ID Fast Settlement

Simple Workflow

How Aggregator Flow Works

From setup to settlement in three transparent steps.

Register & Get Keys

Sign up with your business profile. You are instantly placed on our Starter tier with live API keys (`pk_live_...` and `sk_live_...`). No initial setup fees required.

Integrate in Minutes

Paste our zero-dependency `pay-embed.js` script onto your website button, or integrate via our REST API. Customer payments flow securely through the platform.

Request Withdrawals

Every verified transaction credits your merchant balance immediately minus your plan's low commission. Request settlement to your bKash, Nagad, or Bank anytime.

Developer First

Integrate in 3 Lines of Code or Full REST API

Whether you are building a custom Laravel, Node, or WordPress store, our standalone embed button or REST endpoints make integration friction-free.

Zero-dependency ``

Automatic popup window with mobile responsive fallback

Webhook callbacks with HMAC-SHA256 signature verification

View Embed Live Demo Full API Reference

pay-embed.html

<!-- 1. Include Drop-in Script -->
<script src="https://karianaquran.com/pay/js/pay-embed.js"></script>

<!-- 2. Embed Interactive Checkout Button -->
<button data-syspay
        data-amount="500"
        data-order="ORD-1002"
        data-key="pk_live_aBcDeFgHiJkLmNoPqRsT"
        class="pay-btn">
    Pay ৳500 with SMS Sync Pay
</button>

curl -X POST https://karianaquran.com/pay/api/v1/payment/initiate \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer pk_live_aBcDeFgHiJkLmNoPqRsT" \
  -d '{
    "amount": 500,
    "order_id": "ORD-1002",
    "method": "bkash",
    "customer_name": "Karim Hossain",
    "customer_email": "karim@example.com"
  }'

<?php
$response = file_get_contents('https://karianaquran.com/pay/api/v1/payment/initiate', false, stream_context_create([
    'http' => [
        'method' => 'POST',
        'header' => [
            'Content-Type: application/json',
            'Authorization: Bearer pk_live_aBcDeFgHiJkLmNoPqRsT'
        ],
        'content' => json_encode([
            'amount' => 500,
            'order_id' => 'ORD-1002',
            'method' => 'bkash'
        ])
    ]
]));

$data = json_decode($response, true);
header('Location: ' . $data['data']['payment_url']);
exit;

const res = await fetch('https://karianaquran.com/pay/api/v1/payment/initiate', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'Authorization': 'Bearer pk_live_aBcDeFgHiJkLmNoPqRsT'
  },
  body: JSON.stringify({
    amount: 500,
    order_id: 'ORD-1002',
    method: 'bkash'
  })
});

const json = await res.json();
window.location.href = json.data.payment_url;

Transparent Commission

Simple, Predictable Aggregator Pricing

All packages use our transparent Flat ৳ + % fee model. Upgrade as your transaction volume scales.

Starter

Free initial setup

Commission Rate

৳10 + 2.00%

per verified transaction

Min Withdrawal: ৳1,000
USD Flat Rate: $0.10
bKash, Nagad, Rocket auto-verify
All payment methods
Embed checkout button
REST API access
Sandbox testing

Get Started with Starter

Professional

৳5,000 one-time setup

Commission Rate

৳7 + 1.70%

per verified transaction

Min Withdrawal: ৳2,000
USD Flat Rate: $0.07
Everything in Starter
Priority SMS processing
Webhook retries
Custom checkout branding
Email support

Get Started with Professional

Business

৳15,000 one-time setup

Commission Rate

৳5 + 1.50%

per verified transaction

Min Withdrawal: ৳5,000
USD Flat Rate: $0.05
Everything in Professional
Crypto & Binance Pay channels
Dedicated account manager
Daily auto-settlement
99.9% uptime SLA

Get Started with Business

Enterprise

Free initial setup

Commission Rate

৳2 + 1.00%

per verified transaction

Min Withdrawal: ৳10,000
USD Flat Rate: $0.02
Everything in Business
Lowest commission rates
Custom integration support
Instant settlement option
Dedicated infrastructure

Get Started with Enterprise

Help Center

Frequently Asked Questions

How does the payment aggregator model work?

Similar to SSLCommerz, all customers send payments to centralized, platform-controlled numbers and wallets. You don't need your own merchant agreement with bKash or Nagad. Once verified, the net amount (amount minus plan fee) is credited to your merchant balance immediately.

How do I withdraw my earnings?

From your Merchant Dashboard, click "Request Payout". Enter your bKash, Nagad, Rocket, or Bank account number and the amount. As soon as admin marks the payout processed, funds are delivered and your balance is updated.

Are Card and Crypto payments live or demo?

Card checkout is currently in instant sandbox demo mode (enter test card 4242... for immediate simulated verification). Crypto (USDT-TRC20, BTC) and Binance Pay let customers submit transaction hashes, which are queued for manual administrative approval before crediting your balance.

Start Accepting Automated Payments Today

Create your merchant account in under 2 minutes. Get instant API keys and start processing bKash, Nagad, Card, and Crypto transactions today.

Create Free Account Try Interactive Checkout

Accept All Payments in One Unified Gateway

SMS Sync Pay Checkout

Every Payment Option Your Customers Use

bKash Send Money

Nagad Digital Payment

DBBL Rocket (16216)

Credit & Debit Cards

Crypto Pay (USDT / BTC)

Binance Pay Gateway

How Aggregator Flow Works

Register & Get Keys

Integrate in Minutes

Request Withdrawals

Integrate in 3 Lines of Code or Full REST API

Simple, Predictable Aggregator Pricing

Starter

Professional

Business

Enterprise

Frequently Asked Questions

Start Accepting Automated Payments Today

Accept All Payments
in One Unified Gateway